Terms & Conditions

Terms & Conditions

Terms & Conditions

Welcome to the Todd & Associates website (the "Website"). These Terms and Conditions ("Terms") govern your use of our Website. By accessing or using the Website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the Website.


1. General Information

1.1 Company Information: Todd & Associates ("we," "our," or "us") is a Consultancy company operating under UK law.

1.2 Contact Details: If you have any questions about these Terms or the Website, you can contact us using our contact form.

2. Use of the Website

2.1 Eligibility: The Website is intended for users who are 18 years or older. By using the Website, you confirm that you meet this requirement.

2.2 Permitted Use: You agree to use the Website solely for lawful purposes and in accordance with these Terms. You must not:

  • Use the Website in a way that breaches any applicable law or regulation.

  • Engage in any conduct that could damage, disable, overburden, or impair the Website.

  • Attempt to gain unauthorised access to any part of the Website or its related systems.


3. Intellectual Property

3.1 Ownership: All content on the Website, including but not limited to text, images, graphics, logos, and designs, is the intellectual property of Todd & Associates or its licensors and is protected by copyright, trademark, and other intellectual property laws.

3.2 Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works of any content without prior written permission from us.

4. Disclaimers

4.1 No Warranty: The Website and its content are provided "as is" without warranties of any kind, whether express or implied. We do not guarantee that the Website will be error-free, secure, or uninterrupted.

4.2 Third-Party Links: The Website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of such websites. The inclusion of these links does not imply endorsement.

5. Limitation of Liability

To the fullest extent permitted by law, Todd & Associates shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Website.

6. Privacy

We are committed to protecting your privacy. Please refer to our Privacy Policy [insert link or location of privacy policy] for information on how we collect, use, and disclose personal information.

7. Changes to the Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of the United Kingdom. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Termination

We reserve the right to suspend or terminate your access to the Website at our discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to us or other users.

10. Miscellaneous

10.1 Entire Agreement: These Terms constitute the entire agreement between you and Todd & Associates regarding your use of the Website.

10.2 Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

10.3 Waiver: No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.

© Todd & Associates 2025

© Todd & Associates 2025

© Todd & Associates 2025